Step-Up SIP & Wealth Calculator

Project your wealth with SIP or lumpsum investing

Currency
SIP Configuration
₹10,000.00
₹
₹500₹10,00,000
12.0%
%
0%30%
15 years
Yrs
1 yr50 yrs
10.0%
%
0%50%

Increase your monthly SIP by 10% each year. After 15 years, your monthly SIP becomes ₹41,772.48.

Wealth Summary

Total Invested

₹38,12,697.80

across 15 years

Estimated Returns

₹48,71,151.63

128% absolute return

Total Wealth

₹86,83,849.43

accumulated value

Invested (43.9%)Returns (56.1%)
Year-by-Year Growth
15 years
YearAnnual SIP InvestedInterest EarnedTotal Wealth
1₹1,20,000.00
₹8,093.28
₹1,28,093.28
2₹1,32,000.00
₹25,148.04
₹2,85,241.32
3₹1,45,200.00
₹45,968.61
₹4,76,409.93
4₹1,59,720.00
₹71,192.86
₹7,07,322.79
5₹1,75,692.00
₹1,01,555.61
₹9,84,570.40
6₹1,93,261.20
₹1,37,902.48
₹13,15,734.08
7₹2,12,587.32
₹1,81,205.75
₹17,09,527.15
8₹2,33,846.05
₹2,32,582.35
₹21,75,955.55
9₹2,57,230.66
₹2,93,314.29
₹27,26,500.50
10₹2,82,953.72
₹3,64,872.04
₹33,74,326.26
11₹3,11,249.10
₹4,48,940.92
₹41,34,516.27
12₹3,42,374.00
₹5,47,451.22
₹50,24,341.50
13₹3,76,611.41
₹6,62,612.44
₹60,63,565.35
14₹4,14,272.55
₹7,96,952.06
₹72,74,789.96
15₹4,55,699.80
₹9,53,359.67
₹86,83,849.43
Total₹38,12,697.80₹48,71,151.63₹86,83,849.43

SIP with step-up: Monthly investment grows annually by the step-up rate, compounding your wealth faster.
Mutual fund investments are subject to market risk — these are illustrative projections only.